Know RBL Bajaj Finance credit card- Online and Offline Process

Introduction

A Credit Card is issued by banks or other financial institution. This card will be sleek design with plastic with the micro chip for scanning. This card will be used for shopping and daily expenses purposes. The card holder first borrow the money for needful financial activity and repay the amount with chargeable interest at they decided payment cycle. There are multiple rewards, offers and cashback available that vary from credit card company.

Every Credit card company set spending amount limit that is called credit card limit. The card holder does not spend money more than credit card limit. Credit card limit depends on your salary, CIBIL Score. 

Advantages of credit card

  • Easily carry and widely acceptable.
  • Easily pay later option because of funds are temporarily low  
  • Many Rewards, discount, points, offers
  • Backup for unexpected expenses or funds
  • Tracking monthly spending or expenses

 Disadvantages of credit card

  • Interest rate chargeable from customers
  • Overspending access
  • Pay for annual fees, late payment fees, and other charges.
  • For late payment impact on credit score
  • Manipulate with fraud credit card
  • Financial dependency on card

Types of RBL Bajaj Finance credit card

Bajaj Finserv RBL Bank Platinum Choice SuperCard- On this card get welcome reward 2000 points, that reward point each point Rs.100 spend on regular activity.

Bajaj Finserv RBL Bank Platinum Choice Plus SuperCard- On this card get welcome reward 4000 points. In this card offer travelling corresponding domestic airport lounge access within 2 year with paid access. And also cash withdrawal within 50 days.

Bajaj Finserv RBL Bank World Prime SuperCard- On this card get welcome reward 12000 points, that reward point.

Bajaj Finserv RBL Bank World Plus SuperCard- On this card get welcome reward 20000 points, In this card offer travelling corresponding domestic airport lounge access within 8 times in one year with paid access.

Features of RBL Bajaj Finance credit card

  1. Airport lounge access- All type of RBL Bajaj Finance credit card available airport lounge access it should vary the limit as per type of credit card
  2. EMI Conversion- In credit card easily convert purchase into EMI, this is also depends on credit card limit
  3. Offers and Saving- They are provided some interesting offers like movie ticket, shopping discount to save money more.
  4. Free cash withdrawal- Other credit card institutions charge interest on cash withdrawal but RBL not charge any interest on cash withdrawal.
  5. Reward points- On this credit card get additional reward points on spending for shopping

Eligibility for RBL Bajaj Finance credit card

  • Applicant must be Indian residence
  • Applicant should be 21 to 70 years old
  • Applicant monthly salary above Rs. 25000
  • His credit score above 720.

Documents Required-

  • Aadhaar Card
  • Pan Card
  • If applicable Rental Agreement
  • Electricity Bills
  • Bank Statement
  • Salary Slip
  • IT return filing or business registration documents

Benefits of RBL Bajaj Finance credit card

  • Minimal Documents
  • Application process only in few points
  • Easily Online application
  • Multiple credit card available

How to apply RBL Bajaj Finance credit card?

Online Mode

Step-1= Visit the following website- https://www.bajajfinserv.in/

Step-2= Go to card section and select All card

Step-3= View and analyzed your required card

Step-4= Select card which is suitable for you

Step-5= Click apply online and enter mobile number

Step-6= Submit OTP on your mobile number

Step-7= Fill the required information about you

Step-8= Get a call from RBL Representative for further verification.

Offline Mode

Step-1= Visit your nearest RBL Bank or Bajaj Finance partner store

Step-2= Discuss representative for your requirement

Step-3= Select the card you want to purchase

Step-4= Fill the physical form related credit card

Step-5= Complete your KYC

Step-6= Once complete the all process your credit card delivered your registered address

Fees and Charges for Credit Card

Annual Fees for First year = Nil (000)

Annual Fees For Second Year= 999+GST Amount

Conclusion


In conclusion, RBL Bajaj Finance credit cards offer a wide range of benefits and features that achieve customers financial goals, With options like airport lounge access, EMI conversion, enticing offers, and rewards points, these cards provide convenience and savings for cardholders. The eligibility criteria are reasonable, with minimal documentation required, and the application process is done online or offline. However, it’s crucial to note the fees and charges associated with these cards, such as annual fees from the second year onwards. Overall, RBL Bajaj Finance credit cards are a valuable financial tool for individuals seeking flexibility, rewards, and convenience in their spending habits.

How can I apply for an RBL Bajaj Finance credit card?

Online and Offline mentioned in this blog

What are the different types of RBL Bajaj Finance credit cards available?

RBL Bajaj Finance offers a range of credit cards such as SuperCard, Platinum Plus SuperCard, World Prime SuperCard, World Plus SuperCard

What is the credit limit on an RBL Bajaj Finance credit card?

Depends on credit score, income, existing debts, and repayment history

Leave a comment

Enable Notifications OK No thanks